R 429 000 | 2 Bedroom House for Sale in De Almeida

Step into homeownership with these modern, fully tiled duplex units in the heart of Mossel Bay. You now also secure your own home without a home loan (bond) pre-qualification. This is done through an instalment sale transaction. We assist you to claim your subsidy upfront and then you can rent for 2 years, improve your credit score and then apply for a home loan within the 2 year terrm. For Government employees - claim your GEHS savings and also FLISP - First Home Finance subsidy and pay thousands of Rands less to secure your own first home now. Ideal for first-time buyers earning between R11 000 and R22,000/month, this development offers unbeatable value and access to the First Home Finance (FHF) subsidy, reducing your bond and monthly repayments significantly. To qualify for the FHF subsidy, you must: Be a South African citizen or permanent resident Have never owned property before Be purchasing your first home Have a household income between R11 000 (for this project) and R22,000/month - In this instance more than R11 500 to qualify Note: A formal Homeowners’ Association (HOA) has been established. A monthly levy of R300 applies for shared services and maintenance. What’s Inside? 2 Bedrooms with built-in cupboards 1 Bathroom with bath, basin & toilet Open-plan kitchen and lounge Fully tiled throughout Prepaid water & electricity meters Secure, family-friendly environment Monthly Living Costs Summary (Typical Unit) ±R1,876/month, including: Basic electricity charge Water (based on 3 kL usage) Sewerage, refuse, and property rates HOA levy of R300/month Note: Water and electricity usage may vary. Example: How the FHF Subsidy Helps You If your household earns R15,000/month, you could qualify for a subsidy of ±R86,000 - R120 000.00 (terms and conditions apply) Normal price: R429,000 Less FHF subsidy: R86,000 Bond amount: R343,000 Monthly repayment: ±R3,400/month (based on 10.5% over 20 years) Note interest rate will depend on the rate that the bank will approve This means lower repayments and easier loan approval! Ready to Own & Instalment Sales now available We assist with FHF subsidy applications Free home loan pre-qualification Viewings strictly by appointment for pre-qualified buyers only